Category Archives: Thoughts

About supplemental income


This content was translated from french to english with the conversationnal agent Le Chat de Mistral. Thank you for your attention.


About supplemental income

Let’s discuss supplemental income for individuals, and what is currently allowed and tolerated in France, in a constructive framework.

This pertains to supplemental income for individuals before declaring a sole proprietorship like a micro-enterprise or establishing a company such as an LLC (SARL in France), and declaring professional income.

First, let’s consider the example of private tutoring, whether in-person or remote.

The first case involves the Teaching Corps. In this scenario, private tutoring must be declared as self-employed, meaning as a sole proprietorship, one type of which is the micro-enterprise, an individual company if you prefer.

The second case, which is terribly unknown, is that of supplemental income as an individual.

In the case of private tutoring, outside of the State Teaching Corps, one can provide paid lessons and earn up to the equivalent of the RSA (the minimum State help base in France) each month in supplemental income, which is approximately €650 per month in 2025 in France. These earnings should be declared as Non-Commercial Profits (BNC in France) on the annual income tax return as an individual.

Furthermore, once this threshold of supplemental base State help income is reached, there is a tolerated period of six months during which one can continue to earn income before complying with the law. This means declaring all of one’s revenue since the income exceeded the threshold that makes it a professional activity income at the time of the first professional income declaration.

More generally, one can mow a neighbor’s lawn, run errands, cook, or clean for someone else, and perform other types of legal services, such as being a party animator or sports instructor, on an occasional basis.

These earnings can be declared as Non-Commercial Profits on the annual income tax return as an individual, as long as the income does not exceed the symbolic threshold of the minimum State help base in supplemental income.

This is little-known, and it is impoverishing not to know it and to think that everything must be done under the table against the evil State in place.

Third case: starting at age 16, with parental permission, it is possible to have income from professional activity and to personally access it upon reaching the age of majority.

Finally, still little-known, affiliate income, such as bank referral bonuses or sales as an affiliate on platforms like 1TPE in France, must be declared as Non Commercial Profits. Even if they exceed the income thresholds of a solo-enterprise, such as several tens of thousands of euros per year, which, we will agree, remains rare.

Without being a lawyer at the Paris Bar, this is what I have heard from professionals during my research and studies, and this is what I believe in.

I hope this opens your mind as much as it did for mine, and I invite you to talk about it around you so that we can finally move away from this mindset of poverty and selfishness that has prevailed for too long.

Let’s stay in touch; I may share more information with you if you wish.

José D.

Debate: “I Pollute with My Internet Connection”


This content was translated from french to english with the conversationnal agent Le Chat de Mistral. Thank you for your attention.


In this article, I would like to provide you with various information to show that it is not responsible to consider that we pollute excessively by using our internet connection.

The reasoning with leveling down consists of saying that anyway, pollution with electricity consumption exists, so I can consume as well.

Perhaps you have some notions about cryptocurrencies or the electricity consumption related to the use of artificial intelligence to generate text, images, or video.

Regarding text, Google’s flagship search engine only displays text or a few images in the form of thumbnails on each results page.

The power of their algorithms and servers ensures that these results pages appear quickly.

Google’s search engine was designed to be the website where you spend the least amount of time finding the information you are looking for.

The text and thumbnails make Google’s results pages lightweight, and the electricity consumption related to daily use of this search engine consumes relatively little electricity on a household scale.

Then come the technologies for generating text and images via artificial intelligence, and more recently, audio and video on several online services.

The electricity consumption to display a structured response from artificial intelligence in text form is higher than that of a Google search page.

However, it remains less than for images or video, a video being a succession of images.

The production of images by artificial intelligence will consume more electricity than a response from a conversational agent, and you can also understand that this consumption is higher for a video of a few seconds that displays 30 images per second.

Without going into the numerical data, but reasoning on the principle of electricity consumption and associated pollution, there is more than one reasoning that does not make sense.

For example, if you tell yourself, I will not ask more than ten questions a day or write more than ten prompts a day on a conversational agent to avoid consuming too much, and then you listen to music online or watch a movie on TV or consult YouTube for an hour, your electricity consumption via the Internet will not make sense in view of your initial desire not to consume too much at the beginning.

As a reminder, the pirate site MegaUploads was tolerated and became popular by broadcasting many movies and documentaries without having obtained the copyrights beforehand.

The site offered an unlimited paid subscription, and the site owners became millionaires. It’s not really about the money; it’s the fact that this single site consumed several percent of the global bandwidth on the Internet network.

This represented significant electricity consumption on a daily household scale.

Then, not respecting copyright law, the site was closed by the FBI.

More recently, the most visited and most electricity-consuming sites were closed in France due to a lack of agreement on age verification at entrance: to general shame, three pornographic sites.

On the side: I pollute because I use my internet connection, we must relativize.

There is already a problem dating back to the invention of electricity that has not yet been resolved satisfactorily: the storage of electricity.

Every day, electricity providers make assessments of electricity needs on their network.

Logically, a greater quantity is produced in the event of an influx to avoid any power outages.

This surplus has polluted and is currently not stored for the next day, for example.

Moreover, with the different types of energy sources, we are not lacking in electricity, far from it.

The least polluting energies, which are nevertheless debated, are mainly solar energy, hydraulic energy, and wind energy.

For the most polluting energies, we have mainly nuclear energy in France, or coal, for example.

On this subject, new power plants, based not on nuclear fission but on nuclear fusion, have the advantage of producing more efficiently while polluting less.

We know very well that we do not know how to treat radioactive waste correctly according to our knowledge and means, and this is indeed a source of shame regarding our national electricity consumption.

It must be understood that with the very rapid development of artificial intelligence and cryptocurrency mining, the demand for electricity has been, and will be increasingly greater.

Currently, the choice of nuclear fusion power plants seems the most suitable in this context according to my knowledge.

There will therefore be the electricity needs for electrical appliances and another bill for online consumption of artificial intelligence when it exceeds the authorized thresholds for free use.

The same goes for cryptocurrency mining.

We must certainly remain reasonable about the time spent in front of screens and consume electricity responsibly.

However, I can guarantee you that the system is designed to allow satisfactory consumption, that is to say, to be able to create quality content, whether articles, graphics, or videos, from your computer or tablet/smartphone and to sleep soundly.

Imagine being able to access knowledge and know-how and finally being able to live by expressing what you stand for.

Everyone, having a home connected to the internet and reasonable electricity consumption, can do it.

Rest assured that 100 well-designed queries on a conversational agent will pollute less than your car trip to go shopping or to work, or a round trip vacation by plane.

It appears that the technologies we have access to facilitate content production and allow us to gain visibility in a fulfilling context.

This is the vision of electricity consumption that I have today, concerning the daily use of the internet and in particular artificial intelligence.

Wishing you to make the best use of your current online tools and to progress daily,

José D.

The virtual reality scam


This content was translated from french to english with the conversationnal agent Le Chat de Mistral. Thank you for your attention.


Over the past fifteen years, from 2010 until today, you may have already wondered whether the images you see on television or in movies are real or if they are special effects.

Computers are capable of reproducing images, videos, and texts that appear real, meaning authentic.

There are also optical illusions that magicians particularly use.

This leads us to wonder whether what we see is truly real, or if what we read was actually written by a human.

Various probabilistic technologies since 2023, such as virtual image generation or conversational agents, have been made available to the general public, either for free or for reasonable sums. Video generation has also been trending for a few months and is evolving rapidly.

Technologies that were reserved for American blockbuster production companies nearly 30 years ago are becoming accessible to the general public. In the coming years, one can easily imagine being able to create one’s own cinema movie or documentary without having to invest sums of money that few people possess. Some are already making a living from this activity today, with tools they keep secret.

Writers, film actors, and artists in general are being rivaled by farms of computers connected to the Internet that can imitate what these professions do best. Poetry, marketing, philosophy — conversational agents have amassed all legally available knowledge as of 2025.

The latest trend is the remuneration of website owners so that artificial intelligence companies can feed their models with their content, whether it be text, images, or videos, which are protected by copyright.

Conversational agents and other artificial intelligence tools remain governed by various laws.

The scam of artificial intelligence and those who misuse it, consists of sowing doubt between what we perceive as real and reality itself.

However, no scientist can confirm to you that what we perceive as real truly is.

In other words, when you dream and feel like it’s real, it’s similar to how you perceive your reality when awake. This has been known long before the first computer was designed.

Artificial intelligence changes nothing about this insoluble problem of what is truly real or only appears to be, which philosophers were already discussing centuries ago.

The scam of artificial intelligence can become one of additional uncertainty about what is real or not, even though we have never been able to truly certify it since time immemorial.

Of course, artificial intelligence makes possible what previously required significant professional teams or great experience, concerning content production.

However, as you have certainly also tested these technologies, obtaining a satisfactory result with the tools we currently have at our disposal, according to our means, requires practice and initial knowledge of what we want to create, according to our quality criteria.

It’s the problem of the chicken and the egg, which can ultimately be reduced to that of the birth of our universe.

Is it possible to create something from nothing? One can doubt it.

Conspiracy theorists, certain sects, or science fiction works have long imagined the possibility that our real world was created by a much more advanced extraterrestrial civilization.

And we cannot prove that they are wrong.

Artificial intelligence can add an additional uncertainty to what we believe or used to believe.

However, this is not the initial objective of these technologies, nor the vision of the creators of these systems.

As it has never been possible to prove that what we live is a dream or reality, it is the same problem with artificial intelligence.

What I can guarantee you is that everything that seems real has been imagined by humans.

Artificial intelligence may be the greatest technological revolution of this century; however, will we use it in a constructive approach, or will we consider it just another scam?

In a few years, it will become increasingly difficult to certify that what is visible on a screen or in a magazine was produced manually or with the help of artificial intelligence.

Moreover, it can become increasingly difficult to know if the news or images we consult are authentic or not.

There is a new generation being born, for whom these technologies will become second nature and who will be capable of great achievements.

It is knowledge and experience that will be most telling for our future.

Wishing you to think on what is real or imaginary,

José D.

Real Estate Without Capital

Plus: The Best Technique to Start Earning in Real Estate


This content was translated from french to english with the conversationnal agent Le Chat de Mistral. Thank you for your attention.


I am delighted to write to you today about real estate.

You may already own a property, or perhaps several, depending on your journey, knowledge, progress, and means.

During our school years, we were taught to obtain a diploma, find a job, get married, have children, buy a primary residence, and then retire around the age of 60 to enjoy some free time.

Some also say that having a nice watch or a secondary residence by the age of 50 are signs of success, or wealth.

I won’t delve into the debate between material wealth and happiness here, as each person generally has a different definition of these concepts.


There is a select group of people who achieve financial success, particularly through investing in real estate.

Some active trainers offer quality training programs that explain, from A to Z, how to legally become a property dealer and continue paying taxes in your country, while earning sums ranging from five to six figures per real estate transaction.

Here, I am not talking about rental real estate, which works and will always work, but about buying and reselling property.

To become a real estate dealer, the first step is to become the owner of your primary residence. Up to this point, what we were taught in school makes sense.

However, the aspiring property dealer will not repay a mortgage over 25 years.

Instead, he/she will buy their primary residence, enhance it himself/herself, and/or with the help of professionals, ANd THEN resell it at a profit. This done within a short timeframe, often less than a year when the necessary knowledge is present.

Then, the aspiring property dealer repeats a similar transaction once or twice more and can then access the status of a property dealer, which offers many advantages in real estate.


The main problem is being able to access property ownership initially, which, to put it crudely, means being able to repay a loan, alone or as a couple, with or without financial help from your surroundings.

The current trend for online events in the fields of real estate, entrepreneurship, or other areas to make money and achieve financial independence is 5-day challenges, with the creation of an online community and an engagement-based ranking system.

There are usually several thousand registrants for a major event to learn the basics in a field and progress.

Those who are resourceful and free up time to work can succeed on their own.

Of course, these events, which run from 8 PM to midnight or later, offer training and support to move faster or earn more.

The experience and level of the organizers allow them to offer packages ranging from 1000€ to 2500€ at entry for each paying member in France.


Let’s now see how to do real estate without capital, an opportunity for tenants to find a golden deal that they cannot finance themselves.

Now that I write this to you, you might say it was obvious, but if I ask you how to add a zero to your current income, it becomes more complicated.

Yet, this is what online event organisers have repeatedly succeeded in doing.

Not events by organisers selling dreams, as easy it is to think, but by events by organisers who have succeeded through learning, experience, and field practice.

Thus, to buy a property without capital, enhance it, and resell it, you need to know people who have the means to finance your project, as it is viable.

This is how you can break away from the classic scheme of a 25-year bank loan.

José D.

You are being misled about the term guru

Disclaimer : This text was translated with Le Chat de Mistral conversational agent and may contain errors. Thank you for your attention.


Listen to content in audio

In my opinion, 99% of people misunderstand the term guru.

The notion of a guru is generally perceived negatively.

The term “Guru” actually has two meanings.

The first meaning is the positive sense of teacher or master, and the second meaning is the one generally portrayed in the media: that of a cult leader, referring to groups of people where there are usually various forms of abuse or excesses, or even more serious events.

If we refer to the dictionary, the primary meaning of the term guru is that of a master, like a teacher in primary or elementary school.

Then, for this positive sense, we can talk about a master in a field, such as a martial arts master or more generally a master in a master-student or master-disciple relationship.

This concept of master and disciple is generally used in a context of spirituality or religion.

In American terms, the term guru is marketed as that of a mentor.

The term mentor means nothing other than life master.

The goal for a person who wants to flourish and succeed in life is to have a master as a guide.

The mentor will teach us to evolve in all areas of life.

Choosing a person as a mentor means choosing someone who has their qualities and flaws, failures and successes, and also a great deal of experience from which we will learn.

We will therefore reproduce in our own way this path to follow by appropriating the principles of life and the guidelines the mentor gives us to live a fulfilling life.

The term guru is not very different in its primary sense from the term mentor and thus also from master, teacher, or professor.

The meaning that 99% of people perceive when hearing the term guru is generally its second dictionary definition.

That is, the meaning of a cult leader, a negative connotation that symbolizes risks of all kinds.

Such as risks to one’s finances, thoughts and life philosophy, behavior, and even a risk to one’s own life.

Indeed, the term guru is generally portrayed in the media and perceived by most people as having a very negative meaning.

In 2025, more people are interested in personal development, spirituality, well-being, healthy nutrition, and also the general quality of life that we can have in our society.

The term that will be used to achieve these results, that is, to have a fulfilling and rich life, is to have a chosen mentor, to learn from this person, and to act in society by following his or her philosophy.

I have noticed that entrepreneurs choose a mentor to achieve exceptional results.

Choosing multiple mentors is a mistake because when you choose a mentor, it’s like a second family, and similarly, you can’t change your birth name.

The best thing we can do is to follow and honor the mentor from the moment we choose him or her, ideally for life, by defending his / her values and life philosophy.

Ultimately, there can be gurus in all fields of knowledge, and it’s true that we won’t talk about gurus in philosophy or gurus in literature or art for exemple.

It’s not common to use these terms, yet in English too, it can make sense.

However, society disseminates the negative meaning of the term guru.

For example, we might talk about a guru in computer science, but this is generally poorly accepted due to the negative perception that still exists about computer science in our society today.

To reach the level of master or mentor, a great deal of experience is needed, as well as the ability to demonstrate through one’s network their success, quality of life, and the continuity of the transmitted movement over several generations.

It is this consistency that will make the disciple a good student and will enable him or her to become a master in turn, once all the knowledge has been acquired and applied before being passed on to others.

The results that the disciple will achieve by defending the values of his or her master, ultimately becoming a master himself or herself, can exceed all initial expectations.

What is necessary is to have a life guide and to choose the right person as a mentor and defend what this mentor has defended throughout his or her life to flourish oneself and one’s surroundings.

It is generally said that when the student is ready, the master appears.

It is on this principle that I conclude this article, wishing you the ability to distinguish the true from the false, the good people from the bad.

Know how to distinguish the truth among false appearances when you consult social networks, when you watch TV, or when you meet other people.

Choosing the right mentor is an extremely difficult task that commits us for the rest of our life.

I hope this article has inspired you and that you now have a different perception of the term guru.

Yours sincerely,

José D.